Live — Bengaluru Phase 1 Demo System Active
Operations & Claims
Financials & Pricing
Heavy rainfall detected — Koramangala elevated to RED. Dual-source confirmed: OpenWeather + IMD.
Active workers
247
In coverage
Claims today
0
Auto-processed
Payouts sent
Rs. 0
Via UPI
Fraud blocked
0
Auto-rejected
In review
0
Manual queue
Approval rate
This session
Layer 1 — Live risk zone map (Bengaluru)
WF
EC
MH
HB
YL
BT
HS
KM
IN
JN
RJ
ML
SJ
BN
JP
Red — extreme Orange — high Yellow — moderate Blue — low Green — clear
6-Layer validation pipeline
1
Zone match
2
Sub-zone overlap
3
One-class SVM
4
DBSCAN rings
5
Sensor fusion
6
Work activity
ARCE — zone risk correlation
ZoneDisrupt.ClaimsRisk
KoramangalaRedRedLow
HSR LayoutOrangeRedMedium
WhitefieldGreenRedCritical
IndiranagarOrangeOrangeLow
Whitefield Critical — Green zone, Red claims. Proof threshold auto-raised.
Recent claims — auto-processed
No claims yet — trigger a disruption to run the full pipeline
Pool balance
Rs. 2,47,000
Claims reserve
Weekly premiums in
Rs. 9,633
247 workers
Float returns (est.)
Rs. 820
Liquid funds
Reserve buffer
3.2x
Weekly claims
Premium pool health
Rs. 2,47,000
Available balance
Premiums collected
Rs. 9,633
Float returns
+ Rs. 820
Payouts this week
Rs. 0
Net position
+ Rs. 10,453
Premiums parked in overnight liquid mutual funds. Returns reduce net cost for workers and sustain the reserve buffer.
Weekly premium tiers
Green zone
Rs. 29
→ Rs. 800 max
Yellow zone
Rs. 39
→ Rs. 1,200 max
Orange zone
Rs. 49
→ Rs. 1,800 max
Red zone
Rs. 59
→ Rs. 2,500 max
Dynamic pricing factors
Zone disruption frequency90-day rolling window
Worker ageActuarial adjustment
Approximate earningsFrom session data
Claim historyProgressive discount
Zone recalculates every 7 days. Better zone = lower premium next week. Minimum 4-week subscription lock prevents adverse selection.